Editors Reads
The Index Card by Helaine Olen — book cover

The Index Card

by Helaine Olen ·

4.2
Reviewed by Marcus Webb

Nine financial rules so simple they fit on an index card — save 10–20% of your income, pay off credit cards, invest in low-cost index funds, and ignore financial TV.

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Editors Reads Verdict

Brisk, clear, and honest — a powerful antidote to the financial complexity industry. The index card concept went viral for good reason: everything you genuinely need to know about personal finance really does fit on one card.

4.2
Check Price on Amazon (paid link)

What We Loved

  • Ruthlessly simple — strips personal finance to its irreducible core
  • The index card concept went viral for good reason
  • Strong on exposing the financial industry's conflicts of interest

Minor Drawbacks

  • Very short — readers wanting depth will need companion books
  • Some advice assumes US financial products

Key Takeaways

  • Everything you need to know about personal finance fits on an index card
  • The financial services industry profits from complexity — simplicity is your defence
  • Max your 401(k) match, pay off high-interest debt, then invest in index funds
Book details for The Index Card
Author Helaine Olen
Published January 5, 2016
Language English
Genre Personal Finance, Investing, Non-Fiction

Overview

University of Chicago professor Harold Pollack famously photographed a hand-written index card containing all the financial advice anyone needs. Co-written with journalist Helaine Olen, this book expands those nine rules into a readable guide that demolishes financial industry complexity.

What the Book Covers

Nine rules: save 10–20%, pay off credit cards in full, max your 401(k) employer match, buy low-cost index funds, choose fee-only financial advisers, protect your home, pay attention to fees, promote social insurance, and remember that luck matters. Each rule gets a chapter of context and evidence.

Who Should Read This

Anyone who feels paralysed by personal finance complexity. Also valuable for readers who suspect the financial industry is not on their side.

Final Verdict

Brisk, clear, and honest — a powerful antidote to the financial complexity industry.

Frequently Asked Questions

What is "The Index Card" about?

Nine financial rules so simple they fit on an index card — save 10–20% of your income, pay off credit cards, invest in low-cost index funds, and ignore financial TV.

What are the key takeaways from "The Index Card"?

Everything you need to know about personal finance fits on an index card The financial services industry profits from complexity — simplicity is your defence Max your 401(k) match, pay off high-interest debt, then invest in index funds

Is "The Index Card" worth reading?

Brisk, clear, and honest — a powerful antidote to the financial complexity industry. The index card concept went viral for good reason: everything you genuinely need to know about personal finance really does fit on one card.

Ready to Read The Index Card?

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#personal-finance#investing#budgeting#index-funds#wealth-building

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